HUD Home Photo Brochure for the week of 5-15-2018

We have seen an awesome upswing of available HUD homes for sale in Southern California! Take a look at what’s available and give me a call if you would like to schedule an appointment to take a look at one of these or would like to bid on one.

Call/Text: (626) 252-0839

Email: Yesenia@NewCenturyBroker.com

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Five Ways to Come Up with a Down Payment

Coming up with a hefty down payment can be intimidating, but with a little work and ingenuity you can do it. Here are a few ideas for coming up with the needed cash:

1. Down-Payment Assistance Programs
Many states offer down-payment assistance programs. You must go through an application process and qualify based on income and credit, but if you do qualify, these programs are amazing. Typically you will receive a grant for the amount of your down payment; it’s basically free money from the government to encourage responsible citizens to buy their first home.

2. Try to Qualify for an FHA Loan
If you qualify, an FHA loan can make first-time home ownership much easier. FHA-backed loans typically offer more manageable down payments (as little as 3.5 percent compared to the 10-30 percent required for conventional home loans). These loans are subject to credit requirements but sometimes less stringent ones than other loans.

3. Help from Family
If your parents or other relatives are in a financial position to help you purchase your first home, they may be happy to do so. Approach the conversation with a gracious and humble mind frame and don’t expect a specific outcome. Emphasize that you are ready to become a homeowner and begin solidifying your financial future, but that you don’t have enough cash on hand for a down payment.

Perhaps you are planning to get married in the near future. Instead of asking your parents to help you pay for the wedding, ask for help with a down payment—a smaller, more modest wedding may be well worth becoming a homeowner. As long as the gift is less than $13,000 (or $26,000 for a couple), you shouldn’t have to pay income taxes on it, either.

4. Boost Your Income
Instead of looking at your current income and thinking that saving a chunk of money is impossible, ask yourself how you can earn more money. Options include freelancing on the side or getting a job on the weekends working retail or at a restaurant. No matter how you choose to boost your income, the main goal is to continue living on your old income while putting away any extra money.

5. Borrow from Your IRA
While taking out a loan from your retirement account is generally frowned upon and penalized with taxes and early-withdrawal fees, one exception is borrowing from your IRA specifically for a down payment on a house. If you qualify, you can borrow up to $10,000 penalty-free toward a real estate purchase.

Are you thinking about purchasing a home and looking for advice on where to start? Give me a call at (626) 252-0839,  we will sit down and draft out a plan for your specific situation, whether it be buying something this month or 6-12 months down the line, its important to have knowledge and tools available to you. Let me help! 

Are you wondering what your home would sell for in today’s market? Click HERE for a free estimate! 

For a more in depth consultation please contact us directly at (626) 252-0839

Bargain Hunters HUD REO List for 04/26/16

Here is this week’s list of available Bargain Priced HUD Homes! Take a minute to browse this list of available What are you waiting for?bargain HUD Homes, Available HUD homes in California and other states. 

For Information on these and other available HUD homes please visit: www.HUDHomestore.com or Contact me:

Direct: (626) 252-0839 Email: Yesenia@NewCenturyBroker.com

Click to get the PDF Download:  Aged Inventory 4-26-16

2016-04-27 10_46_11-Aged Inventory 4-26-16

For Information on these and other available HUD homes please visit:

http://www.HUDHomestore.com

or Contact me:

Direct: (626) 252-0839 Email: Yesenia@NewCenturyBroker.com

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How’s the Market??? Snapshot for March 2016- Real Estate Market Trends

Here is this month’s How’s the Market??? Snapshot. If you saw last month’s Snapshot you will notice that our local real estate trends show median prices are still creeping up, its just taking a little longer for homes to sell! If Hows the market imageyou would like more detailed information about how much your home is now worth after the Real Estate Crash, send me an email, text, or call me. I’ll be more than happy to provide you with a Free, no obligation report of what its worth and things you can do to improve the value of your home.

I hope you will find the following snapshot of local Real Estate inventory interesting. The table represents aggregated values based on MLS data for the specified date.

Housing Inventory Snapshot March 31, 2016
Average List Price 30 Days Trend Median List Price 30 Days Trend Average DOM: active 30 Days Trend Number of Listings
Los Angeles County, CA
Single Family under $1M $577,104 4.57% $559,000 5.67% 65 -7 7002
Single Family over $1M $3,601,488 -0.92% $2,095,000 0.29% 87 -7 4791
Condo/Townhome under $600K $390,169 0.84% $389,000 0.26% 61 -3 1849
Condo/Townhome over $600K $1,277,128 -0.52% $899,000 0.01% 61 -3 1294
Riverside County, CA
Single Family under $500K $334,726 1.41% $339,000 1.50% 82 -3 5718
Single Family over $500K $1,594,716 0.22% $930,000 1.09% 102 -5 5765
Condo/Townhome under $300K $205,773 -0.39% $212,000 -1.17% 117 9 1233
Condo/Townhome over $300K $569,457 5.95% $469,000 4.45% 93 3 1411
San Bernardino County, CA
Single Family under $500K $290,247 1.31% $288,000 2.86% 93 -5 4314
Single Family over $500K $1,772,663 -0.24% $988,800 2.47% 96 -11 3420
Condo/Townhome under $300K $205,067 2.97% $225,000 4.65% 75 -7 228
Condo/Townhome over $300K $696,569 7.37% $599,000 9.01% 44 -3 622
Orange County, CA
Single Family under $1M $755,087 3.26% $749,000 3.47% 61 -7 4133
Single Family over $1M $3,562,601 -2.19% $2,288,000 -0.31% 97 -12 2555
Condo/Townhome under $600K $406,851 0.48% $412,000 0.49% 57 -3 1271
Condo/Townhome over $600K $1,034,862 -3.03% $848,500 2.86% 56 -3 810
If you know someone who is considering buying or selling a home, please give me a call. I will provide professional & courteous service along with knowledgeable guidance through the process.
Sincerely,
Yesenia E. Ruvalcaba-Garcia, Broker
Realtor®/HUD REO & Listing Specialist
Direct (626) 252-0839
Office (626) 917-6200 ext. 14
Cell Phone (626) 252-0839
Fax (626) 209-8318
CalBRE License Number: 01293970
yeseniaruvalcaba@aol.com
newcenturybroker.com
New Century Realtors

Bargain Hunters HUD REO List for 03/29/16

Here is this week’s list of available Bargain Priced HUD Homes! Take a minute to browse this list of available What are you waiting for?bargain HUD Homes, Available HUD homes in California and other states. 

For Information on these and other available HUD homes please visit: www.HUDHomestore.com or Contact me:

Direct: (626) 252-0839 Email: Yesenia@NewCenturyBroker.com

Click to get the PDF Download:      HUD Homes Aged Inventory

 

Bargain Hunters HUD REO LIST

 

13013 Paseo Verde, Whittier, CA is For Sale in Whittier CA

13013 Paseo Verde, Whittier, CA

OPEN HOUSE
December 05, Saturday 11:00 AM – 2:00 PM

$ Click for current price
3 BEDROOMS | 2 (1 full, 1 half ) BATHROOMS | 1376 SQUARE FEET

HUD Home! Step into this beautiful Whitter town home located in the Whittier Woods Community. This home boasts a large living room, downstairs guest bathroom, formal dining room that opens to the spacious kitchen, downstairs laundry room, 3 large bedrooms upstairs and an upstairs bath that has both a tub/shower combo AND separate shower for those that don’t like tubs! You’ll also enjoy the privacy of your very own back yard patio perfect for outdoor BBQs and entertaining. You must see it to appreciate all it has to offer. This is the perfect opportunity for you to begin the New Year in a new home!



All information deemed reliable but not guaranteed. Not intended as a solicitation if you are currently working with a Broker.

Bargain Hunters HUD REO List for 11/03/15

Here is this week’s list of available Bargain Priced HUD Homes! Take a minute to browse this list of available What are you waiting for?bargain HUD Homes, Available HUD homes in California and other states. 

For Information on these and other available HUD homes please visit:

www.HUDHomestore.com

or Contact me:

Direct: (626) 252-0839 Email: Yesenia@NewCenturyBroker.com

PDF Download: HUD Homes Aged Inventory

 

Bargain Hunters HUD REO LIST

11/03//2015
FHA Case # Address City ST Approx.
Sq. Footage
Bed Ba Insurability List Price
023-432557 26410 YELLOWBIRD RD BOUSE AZ 1392 3 2 IE $76,756
023-305942 2841 S WALNUT DRIVE CAMP VERDE AZ 2144 4 3 IN $163,116
022-187237 10010 N SOONER LN MARANA AZ 2651 3 2 IE $97,704
023-194603 3555 WEST ROCKY ROAD PAULDEN AZ 1456 4 2 UI $93,150
022-209550 496 N SHADOW MOUNTAIN CT PEARCE AZ 1044 2 2 IN $49,091
043-737525 19359 SPRING GULCH RD ANDERSON CA 1485 3 2 IE $156,584
042-798851 7515 ZENO RD LAKEPORT CA 1440 3 2 UI $160,816
043-921424 1144 BELTLINE RD REDDING CA 987 2 1 IE $129,536
045-732004 4125 W NICHOLAS AVE VISALIA CA 2482 3 2 IE $240,120
262-134811 332 TAYLOR ST ALPENA MI 1728 4 2 IE $19,840
262-181741 603 N LINN ST BAY CITY MI 1664 4 1 IE $33,600
262-172226 708 S GRANT ST BAY CITY MI 1421 4 1 UI $29,640
262-134368 207 CHANDLER ST FLINT MI 1374 3 2 UK $18,880
262-129026 2237 HOFF STREET FLINT MI 840 2 1 UI $3,536
263-508454 129 CAMPBELL ROAD IRON RIVER MI 894 2 1 UK $13,200
262-182767 505 E GRAND RIVER RD LAINGSBURG MI 1239 3 2 IE $35,000
263-481016 215 BUTLER ST LESLIE MI 1603 3 2 UK $37,440
263-312288 226 W DIBBLE ST MARCELLUS MI 946 3 1 IE $23,100
263-444935 10662 MARION AVE MECOSTA MI 1104 2 1 IE $34,300
262-169851 1900 ISABELLA ST MIDLAND MI 1940 3 1 IE $46,080
262-156125 3210 DAWN DR MIDLAND MI 794 2 1 IE $41,800
263-399069 510 W VICTORY WAY NEWBERRY MI 768 2 1 IE $21,660
263-384281 5582 LARAWAY DR PULLMAN MI 2052 4 2 IN $33,600
262-184161 1449 JOSEPH ST SAGINAW MI 1040 3 1 IE $42,700
262-172888 3719 STATE ST SAGINAW MI 1335 3 2 IE $25,600
262-168759 1200 THURMAN STREET SAGINAW MI 1848 4 2 IE $32,000
262-158722 202 S ELM ST SAGINAW MI 1224 3 1 IE $21,280
262-147236 1320 PLEASANT ST SAGINAW MI 1664 4 2 IE $22,400
262-139771 600-602 S PORTER ST SAGINAW MI 2072 4 2 IE $12,960
261-828864 8835 ROSELLA ST TAYLOR MI 1334 3 2 UI $41,800
264-051303 406 EAST ERIE RD TEMPERANCE MI 1904 3 2 IE $147,000
261-910898 4811 FILER ST WATERFORD MI 624 2 1 IE $32,000
261-958181 206 ARTHUR ST YALE MI 1364 3 1 IE $31,360
431-480084 110 ROSEWOOD LN CENTRAL POINT OR 3456 4 3 IE $309,825
431-489197 57434 PINE RD CHRISTMAS VALLEY OR 745 2 1 IN $57,000
431-452975 1162 LONGVIEW DR ELKTON OR 1836 4 2 UI $141,588
431-404568 6554 HIGHWAY 238 JACKSONVILLE OR 1456 3 2 UI $129,600
431-435235 4539 BRISTOL AVE KLAMATH FALLS OR 1206 3 1 IE $81,972
431-448288 4451 BARTLETT AVE KLAMATH FALLS OR 1948 3 2 IE $88,290
431-422409 760 N WAHANNA RD SEASIDE OR 1492 3 2 UI $62,726
431-565463 1245 7TH AVENUE SEASIDE OR 1419 3 2 UI $101,059
431-352148 41 NE DARRELL AVENUE WINSTON OR 924 3 2 IN $38,691
561-855795 5619 ALDER GLEN RD ABERDEEN WA 1560 4 2 IE $100,602
561-844103 10404 190TH AVE E BONNEY LAKE WA 1296 3 2 IE $109,350
561-915526 22509 SE MAY VALLEY ROAD ISSAQUAH WA 1560 3 2 UK $230,850
562-236276 1196 MISSION RIDGE WAY KETTLE FALLS WA 1782 3 2 IE $89,100
562-224664 308 E 8TH ST LIND WA 1387 3 2 UI $25,661
561-880312 8196 MAPLE AVE LYMAN WA 1782 4 2 IE $96,228
561-925943 1316 BEACH AVE UNIT A MARYSVILLE WA 1342 2 3 IE $173,512
562-190500 102 SOUTH PARK AVENUE MESA WA 1648 3 2 IN $113,400
561-818283 18540 STATE ROUTE 9 MOUNT VERNON WA 1232 3 2 UK $115,182
562-206976 282 WILLYS WAY NEWPORT WA 912 2 1 UK $91,929
562-237966 102 S FOURTH STREET OAKESDALE WA 1149 3 1 IE $34,020
561-945075 910 DOGWOOD ST OROVILLE WA 1310 2 2 IN $69,255
562-228901 420 E SPOKANE AVENUE REARDAN WA 1544 3 2 UK $206,181
561-889094 280 DUNGENESS MEADOWS SEQUIM WA 864 2 1 UK $103,680
562-241507 711 W ALICE AVE SPOKANE WA 1750 5 2 IE $89,424
562-242926 2723 E 4TH AVE SPOKANE WA 792 2 1 IN $111,780
562-220228 619 S MCKINNON RD SPOKANE VALLEY WA 748 2 1 UK $52,561
561-940811 2906 S WILEY ROAD YAKIMA WA 2021 5 3 UI $89,667

For Information on these and other available HUD homes please visit:

http://www.HUDHomestore.com

or Contact me:

Direct: (626) 252-0839 Email: Yesenia@NewCenturyBroker.com

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